Understanding Garnishments: What You Need to Know
Hi, I’m Tahlequah garnishment attorney Aaron Grubb at Wirth Law Office, and in this video, we’re just going to talk about garnishment. Garnishment is a court order that removes money forcefully from either your account or your paycheck and gives it to a creditor.
When you fail to meet your court ordered financial obligations, whether due to losing a judgment or not making payments, a garnishment can be initiated. In such cases, the court allows a creditor to bypass you completely, directing your bank or employer to turn over funds directly to them.
How Garnishments Work
If the garnishment is directed to your bank, the court essentially instructs them to seize the amount owed directly from your account and issue a check to the opposing party. When it involves your employer, they are required to withhold a certain percentage of your paycheck and redirect those funds to the creditor until the debt is settled.
This can create significant financial strain, leaving you with less money for your daily needs. If you’re facing this situation, it’s crucial to understand your rights and the implications of a garnishment.
Seeking Help and Avoiding Garnishments
If you have questions about garnishments, how they affect you, or if you want to avoid one altogether, please reach out to us. We’re here to help you navigate this challenging situation and safeguard your financial health.
Again, my name is Aaron Grubb and I’m the Tahlequah criminal defense attorney at Wirth Law Office.
Get Your Low-Cost Initial Strategy Session
If you’re dealing with potential garnishments and need guidance, consider scheduling a low-cost initial strategy session with us. Call today at (918) 458-2677 to discuss your options and take the first step toward regaining control of your financial situation.
